Giving To Charity
Having all the money in the world will not make you a happy indi¬vidual. It’s often said, “You can’t take it with you” and you can’t. That’s why once you get a handle on wasteful spending and have your financial situation under control you may want to consider giv¬ing back to the community in some way. It could be your local hos¬pital, church or school. You might decide to donate to the food bank on a regular basis or sponsor a child in a third-world country. When you do it, you realize that it truly is better to give than to receive.
For years my wife wanted our family to sponsor a child in Africa. “If we all do our part …” she would say. I always felt our money was better off in a mutual fund or paying the next bill that came through the door. While it is important to get your financial house in order, there will come a time when your good habits will have saved you money that you can use to help others. Think about this: If you have a credit card bill of $2,000 with an annual interest rate of 18%, you are giving $30 a month or $360 a year in interest charges to some huge, faceless corporation. Imagine if that credit card was paid off one day and you instead gave that $30 a month to sponsor a child stuck in poverty. You could help a child in a dire sit¬uation enjoy a better life, go to school and get medicare.
Part 4: Investing Wisely and Building Wealth
We sponsor a child in Zimbabwe through World Vision Canada. His name is Sibanda Nkosiyapha and he is 10 years old. This little boy has AIDS. We give $40 a month, a little more than the usual $3 5, so World Vision can buy extra drugs to help him lead a normal life. It is a joy to get a letter from him once in a while or a photo to see how he is doing. (He is the son I never had!)
I was fortunate enough to travel to Africa with World Vision in the fall of 2004.1 went to Gulu, Uganda, and was shocked at the conditions that people continue to live in. I saw entire families live in homes no larger than what Canadians might have for a garden shed. For me the trip was a huge eye-opener to the poverty that still exists in the world and also a reminder of the wonderful life we are able to enjoy in Canada.
Since this is a book about saving money, keep in mind that for any charitable donation you make, you’ll be issued a tax receipt, so you could get 20% to 40% of your donation back at tax time! This is just one more reason to consider charitable contributions when your financial picture improves.
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Two thirds of British think that cell-phone functions are too multifarious
A recent survey shows that two thirds of the British men think that the cell phones nowadays are far too complicated.
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According to a research done by a cell-phone recycling company Fonebank, 61% mobile phone users hold the opinion that compared with ten years ago, the mobile phones in present days have too many unnecessary functions, and 45% say that they don’t use the MP3 function installed in their phones at all.
And 30% users admit that they don’t care the image quality of the camera of their cell phones. FoneBank states that about half of the respondents only use their mobile phones to send short messages and make calls, and 39% say that they only choose cell phones with simple functions when purchasing. FoneBank also points out that three fourths of the interviewees find the quality of the present mobile phones unreliable, and 72% people can only use a same phone for as long as two year, and after that they have to buy a new one.
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It’s Pathetic To Slave oneself For Famous Brands
Recently, there is a forum in Shanghai held by Mangazine magazine in the theme ‘luxury goods in china for centuries’. Du Junfei, a professor of Nanjing University has described the image of China’s new elites as men carrying Bally bag to work, wearing Armani suits and take out a Mont Blanc pen to sign spontaneously; while at the same time they are under great pressure and always feel their wisdom and strength have been hollowed out.
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It’s almost a cartoon image of the young white-collars in China who are major consumers of luxury goods. Du Junfei has defined luxury goods as the affluence, enjoyment and honor surpassing common needs, and the production, consumption and culture related to them. He has emphasized that “affluence, enjoyment and honor” as key words are the starting points in studying the phenomenon of young people in hot pursuit of luxury goods.
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The World’s Most Expensive Mobile Phone On Show In Taipei 101
Yesterday, VERTU celebrated its flag-ship store’s opening in Taipei 101, here’s a picture of the VERTU Signature worth 1.99million TWD.
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VERTU, at the market price of 6.8million TWD, is claimed to be the most expensive mobile phone on earth, opened the brand’s 21st flag-ship store at Taibei 101 building yesterday, thinking highly of Taipei’s consumption strength.
VERTU’s chief designer Frank Nuovo displayed the latest series phones of Constellation Vivre with actress Datuk Michelle Yeoh Yesterday. The pink phone matching with leaf logo, sales price is from 212 thousand TWD to 860thousand TWD. VERTU’S phones are famous for their expensive prices all the time, favored by lots of businessmen and celebrities in Taiwan. However it has nothing special in function, even doesn’t have the functions many high-end phones have, just emphasizes on its craftsmanship, each phone is limited edition and has a serial number.
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Three Magic Weapons: Design, Craft and Service
Most luxuries are of long histories, all started from serving the European royal families and then royal families all over the world, which makes the luxury practitioners’ restrained and exquisite personality that stems from their proud of the brand and respect to consumers. Nowadays luxury goods have been catering to the needs of the masses but such personality of them remains unchanged. It shows in the service that is considerate but not flattery, willing to share the beauty of the brand with the consumer.
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The reasons why such expensive luxury can sell out are design, craftwork and service. The standard for the former two are the same under globalization, but service varies as it relates to humans.
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The American Craze About Cell-phones
–Americans are crazy about cell-phone:”we can do without bread, but never without a cell phone”
VS
According to United Press International’s (UPI) report on June 30, the latest survey released by America’s E-tailing giant BestBuy last Tuesday shows that most of Americans would rather give up good wine, television and even foods than be parted with their beloved mobile phone.
This survey lasting for one week has interviewed 1000 American grown-ups.
Near 60% respondents said that they’d rather be dry for a week than be parted with their cell phone, while another 33.1% said that they could give up TV programs for cell phones. What’s more, 11.5% interviewees even said that they could give up foods and drinks in order to continue using mobile phones.
At the same time, this survey also disposed a very dangerous fact, that is, about 51.4% respondents had the habit of checking short messages while driving.
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The Poor In China Also buy Luxury
In addition to improving their diets, more and more citizens are buying one or two pieces of luxuries to better their looks.
LV, GUCCI, PRADA, BOSS, OMEG, RLEX, DUNHILL…In order to explore this growing market, some investors are getting involved. Besides a group of exclusive stores, luxury goods boutiques are more and more common in the streets.
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For private entrepreneurs and white-collar office workers with senior positions who have strong financial strength, buying several pieces of luxury goods for themselves should be normal consumption behavior. However, worryingly, there is an increasing number of a new type of consumers, with a monthly salary ranging from 3000 to 5000 RMB only, would save half of their annual income for a LV or GUCCI bag, in spite of the fact that they have to carry such a bag on a crowded bus.
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Mobile Phones Cannot Replace Watches But Increase Watch’s Value
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Growing with the times as well as scientific and technological progress, the young generation in America is changing their ways of pursuing time. Watch gradually fell out of favor, replaced by mobile phones, computer, Blackberry (the terminal system of mobile E-mail) and so on. I think such a change is not just happening in America but every corner all over the world. According to a research by Nokia in 2006, in china there are 80% of users using mobile to replace alarm clock. However, we still can find that there are many watches worn on our wrists.
Therefore, we can say that mobile phones only replace watches’ function of telling the time but not watch the accessory, because watch is not the tool of recording time any more, but a symbol of social position. In this process, small watch companies are going to their doom and the time of brand marketing for watches is coming toward us with watches changing from consumer goods into luxury.
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The Mobile TV—an Imagine Box in Pockets
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When mentioning watching TV, most people will first think of the televisions or computers at home. However, as the development of the society, people begin to travel and have less and less time staying at home. At this time, the mobile TV appears. As before, the mobile TV cannot be popular with large scope because of its flow cost and internet speed. Recently, with the push from the 3G Internet advantage, china mobile has put on two kinds of 3G cell phones which offer TV tunnels including CCTV, local tunnels without any charges. It will give you an affluent picture and a new watch experience.
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